LoanAxis
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Products & Services

Mortgage loans for property owners. Clear terms, smart matching, and a simplified application process.

Real Estate Mortgage Loans

LoanAxis focuses on real estate-related mortgage loan scenarios. Fill in your property details (type, location, ownership status, etc.) and we combine this with our partner institutions' product rules to provide relevant loan plan guidance—reducing communication costs and improving application efficiency.

Mortgage loan product overview

Loan at a Glance

Amount, rate, and term—clearly stated. Actual approval subject to document review.

Loan Amount
INR 1,00,000 – 50,00,000
Subject to eligibility and approval
Annual Interest Rate (APR)
Not exceeding 18% p.a.
As per partner institution terms
Loan Term
91 – 365 days
Minimum 91 days, maximum 365 days

Application Requirements

Eligibility criteria to apply for a loan through LoanAxis.

1

Age Requirement

Must be 18 years of age or older and have full civil capacity.

2

Identity Requirement

Must hold valid Indian identity documents.

3

Credit Requirement

Must meet the basic lending requirements of relevant financial institutions.

4

Eligibility Requirements

Property ownership certificate and other documents as required.

Repayment Calculation Example

A loan of INR 10,000 with a term of 120 days (4 months), annual interest rate 18% p.a. (daily rate 0.05%). No other additional fees.

Monthly Interest: 10,000 × 0.05% × 30 = INR 150. Monthly Repayment: 10,000/4 + 150 = INR 2,650. Total Interest: 150 × 4 = INR 600. Total Repayment: 10,000 + 600 = INR 10,600.

Actual loan amount and approval are subject to the submitted documents. LoanAxis does not guarantee approval for every user.

Ready to Apply?

See the full application process from download to disbursement.

View Application Process